Question 1

Do I Need International Travel Insurance to Obtain a Visa?

Accepted Answer

International travel insurance is an essential part of planning your trip abroad. While not all countries make travel insurance mandatory for visa approval, having a valid international travel insurance policy is highly recommended and may be a visa requirement for certain destinations. It helps protect you against unexpected medical emergencies, trip cancellations, baggage loss, and other travel-related inconveniences. Before travelling abroad, make sure you have adequate travel insurance coverage to enjoy greater financial protection and peace of mind throughout your journey.

Question 2

Is It Necessary to Have International Travel Insurance for International Trips?

Accepted Answer

Yes, purchasing international travel insurance is highly recommended whenever you travel abroad. Medical emergencies, hospitalisation, trip cancellations, lost baggage, and other unexpected situations can lead to significant expenses in a foreign country. An international travel insurance policy provides financial protection against covered travel-related risks and helps you enjoy your trip with greater peace of mind. Before travelling overseas, make sure you have a suitable travel insurance policy to stay protected throughout your journey.

Question 3

Is It Advisable to Purchase International Travel Insurance Online?

Accepted Answer

Yes, purchasing international travel insurance online is a convenient and hassle-free way to secure coverage for your overseas trip. To help you choose the right policy based on your travel needs, our team is here to assist you every step of the way. For trusted guidance, personalised assistance, and support with purchasing your international travel insurance, please feel free to contact us. We are happy to help you travel abroad with greater confidence and peace of mind.

Question 4

Why is international travel insurance mandatory for Indian travellers?

Accepted Answer

International travel insurance is mandatory for Indian travellers because medical treatment costs abroad are 5-10 times higher than in India. Moreover, many countries require proof of travel insurance for visa approval. With travel insurance, you can also get protection against currency fluctuations affecting medical bills and 24x7 assistance in the local language and time zone.

Question 5

Will International Travel Insurance cover missed flights?

Accepted Answer

Yes, the travel insurance companies in India do offer cover for missed flight connections. It is advisable to check the same with your insurer as well.

Question 6

Can International Travel Insurance be used to cover trip cancellations?

Accepted Answer

Yes, International travel insurance offers cover in case of trip cancellations, subject to terms and conditions in the policy schedule. It is advisable to check the same with your insurer as well.

Question 7

Is it possible to purchase International Travel Insurance after booking my tickets?

Accepted Answer

Yes, it is best to be an early bird so that you do not miss out on certain travel insurance benefits.

Question 8

Is Any Medical Evaluation Required When Purchasing International Travel Insurance?

Accepted Answer

No medical check-ups are required to purchase our international travel insurance policy for travellers up to 120 years of age. However, it is mandatory to disclose any pre-existing diseases or medical conditions accurately at the time of purchasing the policy. Providing complete and honest medical information helps ensure transparency and allows the insurer to assess coverage in accordance with the policy terms and conditions. For any assistance or clarification, please contact us at the numbers provided below.

Question 9

What is the minimum coverage required for a Schengen visa?

Accepted Answer

Schengen countries require minimum coverage of €30,000 (approximately ₹27 lakhs) for medical expenses, emergency evacuation, and repatriation.

Question 10

Is COVID-19 covered under international travel insurance?

Accepted Answer

Yes, our travel insurance plans include COVID-19 coverage for medical expenses and emergency evacuation.

Question 11

Can I renew my travel insurance policy?

Accepted Answer

Yes, you can renew or extend your international travel insurance policy, subject to the insurer’s terms and conditions. To ensure a smooth renewal process, you must request the extension at least 5 days before your existing policy expires, along with the required declarations. We recommend initiating the process well in advance to avoid any gaps in your coverage. To learn more about the process and requirements, please visit our Policy Extension page for assistance.

Question 12

How Can I Extend My Travel Insurance Plan?

Accepted Answer

Need to extend your international travel insurance policy? Visit our Policy Extension page to learn about the extension process, eligibility, and requirements, and get the assistance you need to extend your coverage with ease.

Question 13

What happens if my travel insurance expires?

Accepted Answer

If your travel insurance expires while you are still traveling, you will no longer have coverage for any medical emergencies, lost luggage, or other risk. This means you would be responsible for any expenses incurred during your travel after your policy expiration. It is recommended to ensure your travel insurance covers the entire duration of your

Question 14

What Is the Validity Period of Travel Insurance?

Accepted Answer

The validity period of your international travel insurance should generally match your travel dates, from your departure date to your return date, as per your onward and return flight tickets. Always check your policy schedule to confirm the coverage dates.

Question 15

Why do I need to take Bajaj Travel Insurance when travelling to the USA & Canada?

Accepted Answer

We provide a United Healthcare Card for easier cashless claim settlements across the USA and Canada. It is advisable to check the same with your insurer as well.

Question 16

Is it possible to make a cashless claim abroad?

Accepted Answer

Most of the hospitals accept the insurance provided by us. If not accepted, please keep all the bills with you and we can help you with the reimbursement process.

International Travel Insurance Questions, Answered

International Travel Insurance FAQs

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