Student travel insurance

Student Travel Insurance for Overseas Education

Designed for Indian students travelling overseas for higher education, with medical, accident, baggage, liability and study-related benefits as per the selected plan.

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What is Student Travel Insurance?

Student travel insurance is a long-term insurance policy that acts as a financial safety net for every student to stay and study abroad. This safeguards students to deal with international academic and healthcare bills. Students can receive coverage against sudden risks, from loss of tuition fees to emergency hospitalisation.

Studying abroad brings exciting opportunities, but it also comes with several challenges. Students often need time to adapt to a new culture, environment, and lifestyle while coping with being away from home. Managing living expenses, tuition fees, and daily costs within a limited budget can also be difficult. To ensure these challenges do not disrupt their education or create unexpected financial burdens, it is important to have student travel insurance that provides financial protection throughout their overseas journey.

Quick Overview of Student Travel Insurance

Wide Global Network: Policyholders can access a wide network of hospitals, assistance, and healthcare providers across India and abroad.

Affordable Pricing: Students can purchase study abroad travel insurance at an affordable premium without compromising on their coverage requirements.

Customisable Facility: Tailored international student travel insurance policies for academic requirements, specific destinations, and students' personal preferences.

Top Study Destination: Bajaj student travel insurance offers coverage for global destinations like the UK, USA, Germany, and Australia.

Extensive Coverage: It covers flight delays, missed flights, checked baggage loss, study interruptions, medical expenses, family visits, and sponsor loss.

Student-Centric Claim: Bajaj General Insurance commits to a smooth, hassle-free claim process to ensure students receive timely coverage during emergencies and no disruption in their academic routine.

Add-on Covers: You can get additional coverage, such as baggage lost and trip delay benefits in a dedicated student travel insurance plan.

Online Application: The student travel insurance application process is completely digital, and no pre-medical test is required, thus making the process quick.

What are the Different Plans Under Our Student Travel Insurance Policy?

Travel Prime Student Insurance Plan

Students can choose “Travel Prime Student Insurance”, a special plan for individuals travelling abroad to study. This best student travel insurance covers hospitalisation, including medical evacuation, personal accident, baggage loss, emergency dental pain, and tuition fee support.

Student Elite Travel Insurance Plan

Student Elite Insurance is a cost-effective and comprehensive overseas travel plan, categorised into Gold, Silver, and Standard. This plan covers travel inconvenience, study interruptions, and medical emergencies to meet students’ international university requirements.

Study Companion Travel Insurance Plan

The study companion travel insurance policy covers medical emergencies of the students while studying abroad. Students travelling overseas for study can customise the plan. Study Companion student plans reimburse the maximum amount of semester tuition fees, serious medical conditions, and hospitalisation.

Why Choose Bajaj General Insurance for Student Travel Insurance?

Individuals planning to study abroad need financial support to deal with travel and health expenses. Here are the reasons why choosing Bajaj General’s student travel insurance facilitates peace of mind.

Help Cashless Medical Worldwide

You do not pay cash during a medical emergency. Basically, Bajaj General Insurance settles the insured person’s hospital bills directly with network providers worldwide. Hence, you and your family can focus on recovery without stressing over urgent money arrangements.

Refund Tuition Fee

If a serious illness or any bodily injury stops you from completing your current semester, the Bajaj General student travel insurance reimburses the semester's tuition fees. This protects your family from a big financial loss.

Support 24/7 Emergency

You get round-the-clock help for any travel, health, or passport issues. Telecommunication can connect you to our team that assists in finding network hospitals, making claims, and arranging medical care and evacuation.

Offers Student-Friendly Cost

Premiums stay affordable for students for a 1-year to a long 3-year policy period. You get broad protection without paying a high price, keeping foreign education within reach.

Support Family Visit

If you stay in a hospital abroad for more than a set period, the plan covers the travel costs for a family member's visit. This international student travel insurance keeps loved ones close during tough times.

Gives Sponsor Protection

If your study or university fee sponsor dies in an accident or faces permanent disability, the policy reimburses the remaining overseas university fees. There will be no interruption in your academic journey.

Offers a Wide Age Range

Individuals aged 16 to 35 years planning to study in an international institution can buy this cover, so it works for school trips, college, and higher studies.

Accessibility Fully Online

You can get a quote, pay, and download the policy 100% online. Moreover, by providing necessary documents, including health reports, hospital bills, or police reports, online from your phone, you can complete seamless claims.

We offer 2-year student visa insurance options. If you are applying to study in Poland, share your consulate and university requirements so we can check the required duration and suitable cover before you buy.

Features of Student Travel Insurance

Personal Accident and Medical Care

This student travel insurance pays a benefit if an accident causes death or total permanent disability. It also covers hospital and treatment costs for any illness or injury abroad. If doctors advise evacuation, the plan pays to bring you home.

Baggage and Passport

If your checked bags are lost or destroyed during the trip, the policy compensates you. The plan pays to get a duplicate passport if you lose it overseas.

Personal Liability and Accidental Protection

The best student travel insurance also covers legal liability if you accidentally injure someone or damage property and pays third-party claims that arise during your trip. With travel insurance for students studying abroad, you also get a payout for death or total disability from an accident on a train, bus, flight, or tram.

Sponsor Fees and Family Visit

If illness or injury stops you from finishing a semester, the insurer refunds prepaid tuition fees. If your sponsor dies or suffers total disability, it will pay the remaining school fees. This international student travel insurance funds a family member’s visit if doctors advise.

Support Legal Pay

If police detain you for unintentional law violations abroad, the insurer pays the bail amount shown in your policy. Your study abroad travel insurance also reimburses you if someone steals your laptop during the policy period.

Emergency Evacuation and Repatriation

In the event of a serious illness, injury, political unrest, or natural disaster, the policy covers emergency medical evacuation to the nearest suitable healthcare facility. It may also cover repatriation expenses, ensuring you can safely return to your home country when medically necessary.

Why Do I Need Student Travel Insurance?

High Medical Expenses

Healthcare in foreign countries is very expensive. Doctor consultations, disease treatment, and hospital bills can run into thousands of dollars. However, international student travel insurance ensures cashless treatment abroad.

Meet Legal Requirements

Many countries, including the USA, European countries, and Australia, require proof of travel insurance for student visa issuance. Without study abroad travel insurance, you can’t plan your studies abroad.

Study Specific Protection

To get tuition fee protection if a serious illness or family emergency forces you to cut short the semester.

Travel-Related Risks

Student travel insurance compensates for emergency accommodation and essentials like clothes and toiletries if your flight gets delayed or cancelled.

What this plan focuses on

Indicative highlights — actual benefits depend on the plan variant selected.

Medical emergency protection

Hospitalisation and emergency medical expenses in the country of study, subject to policy terms.

Study interruption benefits

Support for study-related situations where applicable under the selected plan.

Personal liability

Cover for third-party liability situations arising during the period of study abroad.

Baggage & documents

Protection for baggage loss or delay and loss of passport while travelling.

Key Inclusions

Personal Accident

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

Medical Expenses and Evacuation

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

Delay & Loss of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

Trip Curtailment and Cancellations

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or curtailed mid-journey or extended under pre-defined circumstances

Loss of Passport

Covers the cost of procuring a duplicate passport if lost during travel

Personal Liability

Provides coverage for third-party claims arising due to bodily injury or damage to property inadvertently caused by the insured

Missed Connection

Covers expenses related to missing of a connecting flight

Additional Covers

Add-on covers can be selected where the chosen product offers them.

Trip Delay Delight

Provide coverage when the flight of Insured/Insured Person/Beneficiary get delayed due to any reason

Track-a-Baggage

Track Your baggage In case gets Delayed

Loss of Personal Belongings

Insurance covers the loss of personal belongings due to theft, larceny, robbery, or hold-up occurring outside India

Emergency Hotel Accommodation for Family Member

Covers cost of hotel accommodation for one family member who has traveled from India to attend following hospitalization of insured traveller.

Escort for Minor Child

Cover the cost of economy class travel for a relative accompanying an insured minor under 15 years, by the most direct route.

Replacement and Rearrangement of Staff

Covers travel and accommodation expenses necessarily incurred for the replacement of the Insured Person

Schengen Cover

Covers to meet insurance requirement for Schegen travel.

Our difference

Why Insure Your Travel with Bajaj General?

Medical Protection & Cashless Hospitalisation

Cover for eligible hospitalisation and incidental medical expenses, with cashless treatment at network hospitals subject to authorisation and policy terms.

Easy Policy Extensions

Get assistance extending your trip insurance, subject to eligibility, approval and payment.

Golfer’s Hole-in-One

Celebration benefit for a hole-in-one at a USGA-recognised golf course outside India during the insured journey, where included in your policy.

Repatriation

Cover for repatriation of mortal remains to India, according to your selected policy’s terms and limits.

Get a Travel Insurance Quote

Share your trip details and contact number so our team can reach you with plan options.