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Senior citizen travel insurance

Senior Citizen Travel Insurance for International Travel

Travel protection designed for older travellers, with medical emergency cover, hospitalisation, evacuation, repatriation and 24x7 assistance abroad, subject to age eligibility and policy terms.

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Senior Citizen Travel Insurance

What is Senior Citizen Travel Insurance?

Senior citizen travel insurance is designed for travellers aged 60 and above. It can cover medical emergencies, personal accidents and trip disruptions, including specialised options for travellers over 70. This safeguards senior travellers to deal with medical and travel-related expenses abroad, from emergency hospitalisation to trip disruptions.

Travelling in your golden years brings joy, but it also calls for extra preparation. Seniors often need more frequent medical attention, and treatment in a foreign country can be expensive. Changes in climate, long journeys and unfamiliar surroundings can add further strain. To enjoy the journey with peace of mind, it is important to have senior citizen travel insurance that provides financial protection and assistance support throughout the trip.

Cashless Worldwide

Provides direct settlement of medical bills without upfront payments

Emergency Travel Assistance

Get round-the-clock support in case of emergencies during your trip

Trip Delay Coverage

If your flight is significantly delayed, then this feature provides financial compensation to help you cover additional expenses incurred. This can help you manage the inconvenience of any unexpected waiting times.

Senior Citizen Travel Insurance – Coverage, Benefits & Plans

Travel should remain enjoyable at every age. Senior citizen travel insurance helps protect your journey from unexpected medical and travel-related expenses.

Why do you need Senior Citizen Travel Insurance?

Medical care away from home can be expensive. Senior citizen travel insurance provides a financial safety net, cashless treatment support and 24/7 assistance for unexpected health or trip disruptions.

At-A-Glance

Compare Insurance Plans Made for You

CoverageStandardSilverGoldPlatinumSuper Age
Age Group0-70 Years0-70 Years0-70 Years0-70 Years70+ Years
Medical Excegencies Sum InsuredUSD 500,00USD 100,000USD 200,000USD 500,000USD 50,000
Personal Accident (International & India)USD 10,000INR 1,00,000USD 12,000INR 2,00,000USD 15,000
Hospital Cash AllowanceUSD 50/7 DaysUSD 50/7 DaysUSD 75/7 DaysUSD 100/7 DaysUSD 50/7 Days
Trip Delay DelightUSD 80/6 hrsUSD 100/6 hrsUSD 120/5 hrsUSD 150/4 hrsUSD 80/6 hrs
Trip CancellationUSD 1000USD 1500USD 2000USD 5000USD 1000
Trip InterruptionUSD 500USD 750USD 1000USD 2000USD 500
Personal LiabilityUSD 50,000USD 100,000USD 150,000USD 200,000USD 100,000
Delay of Checked-in BaggageAbroad: USD 100/10 HrsIndia: INR 1000/10 HrsAbroad: USD 100/10 HrsIndia: INR 1000/10 HrsAbroad: USD 200/8 Hrs
Loss of Passport and Driving LicenseUSD 300USD 300USD 400USD 500USD 250
Loss of Personal BelongingsOptionalOptionalOptionalUSD 1500Optional
Missed ConnectionUSD 250USD 300USD 300USD 300USD 300
Bounced HotelOptionalUSD 400USD 500USD 500USD 500
Trip ExtensionOptionalUSD 750USD 1000USD 1500USD 1000

Things to Consider Before Buying Travel Insurance for Seniors

Before purchasing a travel insurance plan for senior citizens, you need to keep in mind the following:

  • You need to ensure that your insurance plan covers potential health issues.
  • If you have any pre-medical condition, you need to ensure that you are disclosing this to the insurance company to prevent claim rejection.
  • Verify the age limit and any age-based premium variations.
  • If your trip is for an extended period, then opt for a long-term travel insurance policy.
  • Read through the policy wording carefully to obtain what is not covered in your plan.
  • Ensure that your insurance company provides 24*7 global assistance.
  • Look through the add-ons and consider purchasing additional coverage to enhance your senior citizen travel insurance.
  • For seniors, raising a claim through phone or app can be challenging. Choose an insurance company like Bajaj General that helps you raise a claim over call.

What this plan focuses on

Indicative highlights — actual benefits depend on the plan variant selected.

Emergency medical & hospitalisation

Cover for emergency treatment and hospitalisation abroad as per the selected plan.

Medical evacuation

Emergency medical evacuation arrangements where medically necessary and covered.

Repatriation

Repatriation of remains benefit as per the terms of the chosen policy.

Age-appropriate plan options

Plan variants built for higher age bands, subject to eligibility and underwriting rules.

Key Inclusions

Personal Accident

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

Medical Expenses and Evacuation

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

Delay & Loss of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

Trip Curtailment and Cancellations

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or curtailed mid-journey or extended under pre-defined circumstances

Loss of Passport

Covers the cost of procuring a duplicate passport if lost during travel

Personal Liability

Provides coverage for third-party claims arising due to bodily injury or damage to property inadvertently caused by the insured

Missed Connection

Covers expenses related to missing of a connecting flight

Additional Covers

Add-on covers can be selected where the chosen product offers them.

Trip Delay Delight

Provide coverage when the flight of Insured/Insured Person/Beneficiary get delayed due to any reason

Track-a-Baggage

Track Your baggage In case gets Delayed

Loss of Personal Belongings

Insurance covers the loss of personal belongings due to theft, larceny, robbery, or hold-up occurring outside India

Emergency Hotel Accommodation for Family Member

Covers cost of hotel accommodation for one family member who has traveled from India to attend following hospitalization of insured traveller.

Escort for Minor Child

Cover the cost of economy class travel for a relative accompanying an insured minor under 15 years, by the most direct route.

Replacement and Rearrangement of Staff

Covers travel and accommodation expenses necessarily incurred for the replacement of the Insured Person

Schengen Cover

Covers to meet insurance requirement for Schegen travel.

Our difference

Why Insure Your Travel with Bajaj General?

01

Medical Protection & Cashless Hospitalisation

Cover for eligible hospitalisation and incidental medical expenses, with cashless treatment at network hospitals subject to authorisation and policy terms.

02

Easy Policy Extensions

Get assistance extending your trip insurance, subject to eligibility, approval and payment.

03

Golfer’s Hole-in-One

Celebration benefit for a hole-in-one at a USGA-recognised golf course outside India during the insured journey, where included in your policy.

04

Repatriation

Cover for repatriation of mortal remains to India, according to your selected policy’s terms and limits.

Get a Travel Insurance Quote

Share your trip details and contact number so our team can reach you with plan options.

Get a travel insurance quote

Share your trip details and contact number so our team can reach you with plan options.

Benefits and limits are displayed according to the selected policy/product.

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