Corporate travel insurance

Corporate Travel Insurance for Business Travellers

Business travel protection for employees and organisations, with annual multi-trip options, multiple sum insured choices, and global assistance.

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What is a Corporate Travel Insurance

Corporate travel insurance helps businesses and organisations to secure their workforce from unforeseen medical emergencies and trip disruptions during business trips. The coverage benefits of this policy generally include benefits like hospitalisation, personal accident, and baggage loss. In fact, a reliable plan not only protects your workforce but also supports business continuity with complete peace of mind.

This is why Bajaj General Insurance offers a specialised Travel Prime Corporate Policy to meet the needs of modern organisations. Whether a business is planning for a single trip or multiple trips, this policy helps to stay prepared for the unexpected financial risks.

Quick Overview of Corporate Travel Insurance

Comprehensive Coverage: With our policy, you will get a wide range of coverage, including hospitalisation, trip cancellation, and more.

Who Needs to Buy: Businesses or companies organising multiple business trips abroad must purchase this policy for financial protection.

Wide Range of Sum Insured: You will get the flexibility to choose a coverage amount based on your business requirements and budget.

Policy Types: Companies can choose from our Travel Prime Corporate Lite or Plus plans based on their needs.

Annual Plan Option: Businesses organising multiple trips across the year can get covered with our multi-trip plans.

Fast Digital Claim: At Bajaj General Insurance, you can easily make claims online through our website or the specialised Bajaj General App.

24/7 Global Assistance: Our dedicated customer care team will give you round-the-clock international assistance for any claim or policy-related queries.

Pre-policy Check-up: Under this policy, a prior health check-up will be required for individuals between 61 and 70 years old.

Why Choose Bajaj General Insurance Corporate Travel Insurance?

Bajaj General Insurance stands out as a reliable corporate travel insurance provider with over 20 years of industry experience. Have a look at the following reasons to understand why you must choose us.

Affordable Policy Options

With this multi-trip international business travel insurance policy, you will get complete flexibility to choose your coverage amount. This way, businesses can financially secure their international trips from unexpected medical emergencies or travel disruptions.

Cashless Hospitalisation Globally

You can get robust cashless medical coverage at our overseas network hospitals. It basically means that during hospitalisation overseas, we will directly settle your medical bills without any upfront payment.

Multiple Add-ons

We will offer you numerous add-on policy features to enhance your coverage benefits. For example, with the Track-a- Baggage add-on, you can track your baggage if it gets delayed by the airline.

Easy Claim Settlement

With our structured digital methods, companies can enjoy a hassle-free policy claim process. This process can be simply done from anywhere via our official website or the Bajaj General App.

Simple Policy Management

We have designed a specialised Bajaj General App for our customers. With his app, you can easily register corporate travel insurance claims and access your policy documents conveniently.

Round-the-Clock Global Assistance

At Bajaj General Insurance, we have a dedicated in-house customer service team to offer you 24/7 assistance. Whether you have queries related to claims, renewals, or any other policy-related doubts, we have your back.

Corporate Travel Insurance at a Glance

The following table highlights the important features of Bajaj General Insurance's corporate travel insurance, Travel Prime Corporate Policy.

Sr. No.	Features	What is it?
1	Medical Expenses	Offers coverage for eligible overseas medical expenses of employees arising from sickness, illness, accidents, hospitalisation, along with evacuation charges.
2	Daily Hospital Allowance	Provides daily allowance benefits during hospitalisation as per the policy terms and sum insured limit.
3	Trip Cancellation	If, due to unavoidable reasons, a trip is cancelled before the employee's departure, this policy will reimburse eligible non-refundable travel expenses.
4	Trip Curtailment	Compensates for additional expenses and financial losses when a journey is unexpectedly cut short by early return to India.
5	Baggage Loss or Delay	Provides compensation for lost or delayed baggage beyond 12 hours from the scheduled arrival of checked-in baggage during a business trip.
6	Loss of Passport	Covers the cost of producing a duplicate passport if your passport gets lost during an internal business trip.
7	Golfers Hole-in-one	In case you win a hole-in-one on any United States Golfers’ Association-recognised golf course, we will cover the celebration costs up to a specific limit.
8	Personal Liability Cover	Protects employees against legal liabilities arising from accidental third-party bodily injury or property damage.
9	Policy Exclusions	Employees will not get coverage for self-inflicted injuries, routine medical check-ups, or pre-existing conditions, as listed in policy documents.
10	Deductible Limit	This policy includes deductibles of $100 for medical, evacuation, dental, and liability, and $25 for passport loss.

Benefits of Corporate Travel Insurance in India

Comprehensive Hospitalisation Cover

From ICU care and surgeries to accidental injuries, a corporate travel insurance policy offers employees all-around protection from sudden healthcare costs. Moreover, it also offers assistance for emergency medical evacuation.

Coverage for Ticket Overbooking

With the corporate travel insurance, you will get coverage for losses arising from ticket overbooking by airlines. Therefore, the company can reduce the financial strain from unexpected travel disruptions.

Personal Accident Protection

If an employee suffers an accidental injury, permanent disability, or accidental death during an official business trip, this policy will offer compensation as per the policy terms and coverage limits.

Replacement Coverage

Upon the loss or delay of checked-in baggage, the business travel insurance policy will reimburse the cost of purchasing essential personal items, such as clothes, toiletries or medicines.

Supports Business Continuity

Corporate travel insurance shows an organisation's commitment to employee well-being. Thus, both employees and employers can focus on work without any financial and operational risks during official travel.

Security from Personal Liability

When an employee becomes legally liable for accidental third-party injury or property damage during a business trip, the policy offers financial protection as per the policy terms and conditions.

Coverage Under Bajaj General Corporate Travel Insurance

Repatriation of Mortal Remains

Under this policy, eligible expenses for transporting the employee's mortal remains following an accidental death during an official trip will be covered.

Emergency Evacuation

it's medically necessary, the policy will cover the cost of emergency transportation to the nearest suitable medical facility.

Home Burglary

With this policy, insured employees can get financial protection against loss or damage to household contents caused by burglary while they are away.

Emergency Cash Assistance

This policy arranges an emergency fund if the insured employee loses money following theft or burglary overseas.

Trip Delays

Employees who are travelling from India will get coverage for only one trip delay during the policy period.

Hijack Cover

rovides financial support if the insured employee's aircraft is hijacked for the minimum period specified under the policy.

What this plan focuses on

Indicative highlights — actual benefits depend on the plan variant selected.

Annual multi-trip cover

One policy covering multiple business trips through the year, per trip-duration limits.

Multiple sum insured options

Choose coverage limits appropriate to destinations and travel frequency.

Global assistance

Round-the-clock assistance for medical and travel emergencies wherever employees travel.

Dedicated policy support

Guided onboarding and documentation support for employees and HR teams.

Key Inclusions

Personal Accident

Pays agreed amount in case of Death, Permanent Total & Partial Disability, while travelling overseas and also within India prior/post 24 hours of international travel, if opted

Medical Expenses and Evacuation

Indemnifies for medical expenses for any illness, disease or injury that happens while you're travelling abroad and evacuation to India. Pre Existing Illness/ injuries can be opted to be covered

Delay & Loss of Checked-in Baggage

Pays compensation if the airline delays or misplaces your checked-in-baggage

Trip Curtailment and Cancellations

Indemnifies for loss incurred by you towards accommodation, travel & event tickets if trip is cancelled or curtailed mid-journey or extended under pre-defined circumstances

Loss of Passport

Covers the cost of procuring a duplicate passport if lost during travel

Personal Liability

Provides coverage for third-party claims arising due to bodily injury or damage to property inadvertently caused by the insured

Missed Connection

Covers expenses related to missing of a connecting flight

Additional Covers

Add-on covers can be selected where the chosen product offers them.

Trip Delay Delight

Provide coverage when the flight of Insured/Insured Person/Beneficiary get delayed due to any reason

Track-a-Baggage

Track Your baggage In case gets Delayed

Loss of Personal Belongings

Insurance covers the loss of personal belongings due to theft, larceny, robbery, or hold-up occurring outside India

Emergency Hotel Accommodation for Family Member

Covers cost of hotel accommodation for one family member who has traveled from India to attend following hospitalization of insured traveller.

Escort for Minor Child

Cover the cost of economy class travel for a relative accompanying an insured minor under 15 years, by the most direct route.

Replacement and Rearrangement of Staff

Covers travel and accommodation expenses necessarily incurred for the replacement of the Insured Person

Schengen Cover

Covers to meet insurance requirement for Schegen travel.

Our difference

Why Insure Your Travel with Bajaj General?

Medical Protection & Cashless Hospitalisation

Cover for eligible hospitalisation and incidental medical expenses, with cashless treatment at network hospitals subject to authorisation and policy terms.

Easy Policy Extensions

Get assistance extending your trip insurance, subject to eligibility, approval and payment.

Golfer’s Hole-in-One

Celebration benefit for a hole-in-one at a USGA-recognised golf course outside India during the insured journey, where included in your policy.

Repatriation

Cover for repatriation of mortal remains to India, according to your selected policy’s terms and limits.

Get a Travel Insurance Quote

Share your trip details and contact number so our team can reach you with plan options.